About our Organization and Scheme

Unlocking Opportunity is our expertise!

Based in Las Vegas, Nevada, Gainsday Finanical Services is a direct private money lender founded by experienced real estate operators and specialty finance processionals.
We focuses on providing short term bridge loans, secured by first mortgages, on commercial real estate in the United States.
Our reputation is built on transparency and an ability to close difficult transactions in a fast and efficient manner.

Our primary focus is to bring to the market short-term financing for situations that need immediate and creative financing.
Typically, these scenarios are either problem solving or opportunity facilitating in nature.
By focusing on the current and future potential of the underlying real estate collateral, we are able to fund situations other lenders will not.

Gainsday Financial Services is run by knowledgable and experienced lenders who are eager to help real estate investors succeed on their next rehab project.
We offer competitive rates, interest only payments and no prepayment penalties or fees on our rehab loans.

  • Bridge Financing
  • Unique Acquisition Situations
  • Sale/Leaseback Scenarios
  • Quick Closing To Secure Opportunities
  • Hard Money Loans
  • Borrower Distress / Cash Out
  • Bankruptcy Resolutions
  • Debt Consolidation
  • Partner Equity Buyouts
  • IRS Liens
  • Mortgage Acquisitions
  • Discounted Mortgage Buybacks
  • Rehab/Conversion Opportunities
  • Property Stabilization

Why Choose Us?

  1. Once you’ve found the perfect property, We are ready to make a fast “hassle free” hard equity loan to you just for this purpose.
  2. As a matter of fact, these types of loans are our specialty. That is, unlike the typical mortgage lender, we prefer to make mortgage loans on vacant, unrepaired properties.
  3. We know that every property has a value, and we will lend against that value. Our loan program is expansive and caters to a wide range of real estate investments.
  4. GDFS primarily specializes in hard-equity funding for investor purchases of residential Single Family Home and Multi-unit properties.
    Yet, our loan program is expansive and caters to a wide range of real estate investments:
    • Purchases
    • Refinancing
    • Cash-out Refinancing
    • Construction Loans
    • Rehab Loans
    • Vacant Land Loans
    • High LTV, Low-Interest Loan on our Equity Max REOs
    • Commercial Property and Industrial Warehouse Loans

Real Estate Loan Program

GDFS lends real estate investors approximately 75% - 90% of their purchase price, and sometimes even more! Our mortgages are generally non-qualifying.
That is, we don’t investigate your income, nor do we care if the property is in disrepair. One way or another, we’ll make a mortgage loan to you.
Borrowers with good credit scores receive the highest LTV’s.

At Gainsday, there is no “pre-set” credit limit per client or transaction. Each deal and borrower is evaluated individually.
To date, our lowest loan amount has been $5,000, and our highest has been $5,000,000. Our rates, points and fees are market-driven, and competitive with other hard equity lenders serving the same market. Within 3 days of your verbal loan request we will furnish you a Good Faith Estimate of all costs, fees, and the agreed-upon interest rate for your mortgage.
We will lend on ANY property, statewide, no matter where you bought it. If the deal makes sense, we’ll do it!

With Gainsday Finanical Services loan, you can expect:

  • No Minimum FICO Score Requirement
  • No Balloon Payment / No Prepayment Penalty
  • Only Fire & Vandalism Insurance
  • No Roof or Termite Inspections
  • NO Credit Life or MIP

Gainsday Finanical Services can close loans within 48 hours if need be. We have two full time law firms/title companies representing us. They can either close the transaction themselves, or email the mortgage package to the closing agent of your choice.

Our expedited process allows our clients to capitalize on investment opportunities ahead of their competitors.
In the time it takes a bank to decide to fund a typical real estate project, our clients’ projects can be funded and already underway to realizing profits.



We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively.

Rapid Funding

Our streamlined structure means borrowers receive prompt decisions. Our team understands the value of a quick closing. We will not waste your time.

Expert Solutions

We provide investment property loans when you need them. We have earned a reputation within the industry for our integrity, creativity, and discipline.


Gainsday Financial Services is a direct private commercial lender servicing the real estate and other industries.
Gainsday Financial Services is committed to providing loan solutions for borrowers who need private financing.

Contact Us

Office Address:
9835 Ramhorn Canyon, Las Vegas 89183-6305

Customer Support: